Lotto prizes are awarded for matching anything from two main numbers upwards, with ticket holders matching all six main numbers to win the multimillion-pound jackpot. There is a 1 in 9.3 chance of winning any prize in a Lotto draw and the odds of claiming the top prize stand at 1 in 45,057,474.
Players who match two main balls receive a free Lotto Lucky Dip ticket, which is immediately entered into the following draw for online players. Those who buy entries at a retailer are given the option of using the free Lucky Dip in either the following Wednesday or Saturday draw.
The Match 3 Lotto prize is fixed at £25 and all other cash awards are pari-mutuel, meaning that their final value will depend on the number of tickets sold for the draw and the amount of other winners in that tier. Each pari-mutuel tier is given a set percentage of the overall money received in ticket sales, which is shared equally between all of the winners in that tier. The jackpot prize may also be boosted by rollovers from previous draws.
Lotto Prize Tiers and Odds of Winning
Here are the prize tiers for Lotto, the estimated prize won within that tier and the odds of winning in each.
|Prize Category||Approximate Odds of Winning||Prize Value|
|Match 6 / Jackpot||1 in 45,057,474||Jackpot|
|Match 5 + Bonus Ball||1 in 7,509,579||Estimated £50,000|
|Match 5||1 in 144,415||Estimated £1,000|
|Match 4||1 in 2,180||Estimated £100|
|Match 3||1 in 97||£25|
|Match 2||1 in 10.3||Free Lotto Lucky Dip|
Lotto Millionaire Raffle Prizes
There is a minimum of one Lotto Millionaire Raffle prize of £1 million given away in every Lotto draw, as well as 20 awards of £20,000. Your odds of winning one of the prizes in a standard, non-rollover Wednesday draw are estimated at 1 in 338,000, rising to 1 in 686,000 for a base draw on a Saturday.
These odds are not fixed because the prizes are distributed to 21 entries drawn at random from every Lotto line played in the draw, meaning your odds are longer when more people take part and shorter when there are fewer tickets sold.
For more information on Lotto’s supplementary game, take a look at the Lotto Millionaire Raffle page.
Largest Lotto Prizes
The largest prize in Lotto history was won on 9th January 2016, when David and Carol Martin of Hawick in the Scottish Borders and an anonymous player who bought their ticket in Worcester shared £66 million. On Saturday 13th February 2016, Gerry and Lisa Cannings of Peterborough won £32.5 million, currently the third-biggest win and the second-largest individual prize since Lotto began in 1994. In January 1996, three players split a jackpot of £42 million to win £14 million each.
Tax on Lotto Prizes
UK lottery prizes are not subject to tax, but those playing from overseas should check with financial experts to see if they will be liable for withholdings in their own country.