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Set For Life Prizes

Set For Life offers eight different prizes, ranging from £5 for matching two main numbers, to the top prize - £10,000 every month for 30 years when you match the five main numbers and the Life Ball!

In addition to the jackpot prize there are seven other prize tiers, with the second prize tier for matching the five main balls drawn paying winners £10,000 a month for a year. See the table below for all the Set For Life prizes and the odds of winning the prize in that tier:

Tier Prize Amount Odds of Winning
Match 5 + Life Ball £10,000 per month for 30 years* 1 in 15,339,390
Match 5 £10,000 per month for 1 year* 1 in 1,704,377
Match 4 + Life Ball £250 1 in 73,045
Match 4 £50 1 in 8,116
Match 3 + Life Ball £30 1 in 1,782
Match 3 £20 1 in 198
Match 2 + Life Ball £10 1 in 134
Match 2 £5 1 in 15
Overall odds of winning a prize: 1 in 12.4

When filling out a playslip, you must choose five numbers from 1 to 47 and one Life Ball from 1 to 10. If you don’t have a set of numbers you want to play then a Lucky Dip can be bought which will randomly generate these numbers for you. Find out more about how to play Set For Life.

The overall odds of winning any prize in a Set For Life draw are 1 in 12.4, better than the equivalent odds for playing either EuroMillions or Thunderball in the UK, both of which are 1 in 13. The bottom prize tier of £5 is also larger than Thunderball (£3) and EuroMillions (avg. £2.83).

Many other annuity games around the world give jackpot winners the option of taking the prize as a one-time lump sum payment, but that will not be available in Set For Life and the prize must be paid over a set period of time.

Prize Capping

The top two prizes may be capped if there are an unusual number of winners in the same draw. The top prize of £10,000 per month for 30 years works out at a total of £3.6 million per winner, but the maximum that can be awarded to jackpot winners in a single draw is £16 million. In other words, if there are five or more winners in the same draw, the top prize will be capped. When that happens, a total of £16 million will be shared out between all jackpot winners, and each one will have the choice whether to take the prize as a cash lump sum or as an annuity over 30 years.

The second prize is also capped. The total value of the second prize - £10,000 per month for one year - is £120,000, but this is capped at £2 million in each draw. If there are enough winners in a single draw to exceed this amount, then each will receive a share of £2 million.

Set For Life Jackpot

The Set For Life jackpot is a set annuity amount, so there will be no rollovers or prize increases from draw to draw. That means if nobody matches all five main numbers and the Life Ball in a draw, the maximum prize will not change for the next draw and will remain fixed at the £10,000 a month for 30 years. All other prizes are also fixed and do not depend on ticket sales to set their level.

If a prize winner dies and there are a number of months still to be paid of the annuity, the rest of the money will be paid as a lump sum to the winner's estate.