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Set For Life Prizes

Set For Life is the first annuity game to come to the UK and offers a jackpot prize of £10,000 a month for 30 years for the lucky winner who matches the five main balls and Life Ball. The annuity prize mimics big lottery games in the USA which offer large jackpot prizes paid over a number of years, and more details on how annuity games work can be found here.

In addition to the jackpot prize there are seven other prize tiers, with the second prize tier for matching the five main balls drawn paying winners £10,000 a month for a year. See the table below for all the Set For Life prizes and the odds of winning the prize in that tier:

Prize Level Prize Amount Odds of Winning
Match 5 + Life Ball £10,000 per month for 30 years* 1 in 15,339,390
Match 5 £10,000 per month for 1 year* 1 in 1,704,377
Match 4 + Life Ball £250 1 in 73,045
Match 4 £50 1 in 8,116
Match 3 + Life Ball £30 1 in 1,782
Match 3 £20 1 in 198
Match 2 + Life Ball £10 1 in 134
Match 2 £5 1 in 15
Overall odds of winning a prize: 1 in 12.4

*Prizes will be capped if the total winners exceeds a certain number. More information about prize capping will be released by the National Lottery closer to the launch date.

Players choose five numbers from 1 to 47 and one Life Ball from 1 to 10. If you don’t have a set of numbers you want to play then a Lucky Dip can be bought which will randomly generate these numbers for you and take the tough decision out of your hands. For more details on how to play Set For Life, head to the dedicated page here.

The overall odds of winning any prize in a Set For Life draw are 1 in 12.4, better than the equivalent odds for playing either EuroMillions or Thunderball in the UK, both of which are 1 in 13. The bottom prize tier of £5 is also larger than Thunderball (£2) and EuroMillions (avg. £2.83).

Many other annuity games around the world give jackpot winners the option of taking the prize as a one-time lump sum payment, but that will not be available in Set For Life and the prize must be paid over a set period of time.

Set For Life Jackpot

The Set For Life jackpot is a set annuity amount, so there will be no rollovers or prize increases from draw to draw. That means if nobody matches all five main numbers and the Life Ball in a draw, the maximum prize will not change for the next draw and will remain fixed at the £10,000 a month for 30 years. All other prizes are also fixed and do not depend on ticket sales to set their level.

If a prize winner dies and there are a number of months still to be paid of the annuity, the rest of the money will be paid as a lump sum to the winner's estate.